Sometimes “life happens.” You miss a few car payments and your car gets repossessed.
The problem is that when you surrender the property, a few things happen. The lender takes the car back, charges you more fees and sells the car at a discounted price through an auction. If the car does not sell for enough money to pay the amount you owe, then the lender can sue you for the balance owed.
If the car lender gets a judgment against you, then they can garnish 25% of your gross wages and/or 100% of the money in your bank account.
If you are getting garnished for a car repossession, the good news for you is that as your bankruptcy lawyer, we can help.
You can file a Chapter 7 bankruptcy OR a Chapter 13 bankruptcy and stop the garnishment. A lot of time it makes sense to file the bankruptcy case before you actually get sued. Either way, as your debt attorney, we can help solve your financial situation.
Over the past 33 years, the Law Offices of Christopher A. Benson has helped over 3,000 of Washington clients take control of their financial situation. We can stop your garnishment and change your monthly payments for all your combined unsecured debt, and if you have had more than $600 garnished within the last 90 days, we can get all of the money back in most cases. But you have to act quickly–call (253) 815-6940 for your free consultation, or email us today.
Washington State Estate and Inheritance Tax: Your Answers Here If you are searching Google for…
Debt Collection Statute of Limitations: How long do creditors have to try to collect a…
Is a Will an Estate Plan? If you own real estate in Washington, it may…
What is the Washington state estate tax rate? Inheritance tax? A common question we receive…
Surviving Spouse Rights in Washington. Do I have to file a probate for my spouse?…
A common question we get is "What to do if you have been served with…