Tacoma Public School Estate Planning and ARAG Insurance
Estate Planning Made Easy
for Employees of Tacoma Public Schools.
If you own real estate and you do not have a Revocable Living Trust, Financial Power of Attorney, Health Care Power of Attorney, and Living Will, you should call me to schedule your free consultation: (253) 815-6940 or send an email to my assistant Diane: diane@cbenson.com
Are you a Tacoma Public School Employee
and also have the ARAG Legal Insurance Plan?
Did you know that in most cases, your ARAG Legal Insurance Plan will pay for your complete estate plan for you and your spouse?
In most cases, ARAG Legal Insurance will pay 100% of the attorney fees for you to set up a new Revocable Living Trust, Wills, Financial Power of Attorney, Health Care Power of Attorney, Designation of Guardianship for you and your minor children, Living Will (called a Directive to Physicians) and HIPAA Health care releases. The only cost to you is the County recording fees to record any deeds for real estate that you now own.
**Some people have a $250.00 Deductible ARAG insurance plan; therefore, the cost for those people is $250.00 plus any County Recording Fees.
Simply send an email to my assistant Diane: diane@cbenson.com and we will email you instructions on how to contact ARAG Legal Insurance to file the claims necessary to pay for your complete Estate Plan.
After we receive your claims from ARAG Legal Insurance, we will email you a short client questionnaire and set up a time for your free initial consultation.
Setting up a great estate plan is easy. Read our client reviews.
Attorney Consult and Case Preparation by Zoom. Now you can live anywhere and hire the best estate planning attorney to accomplish your goals.
It’s easy to meet with me. Consultations can either be In person at our office or Live Streaming Video
Now you can be anywhere and get the best lawyer for your case. *For Washington, we handle Estate Planning, Probate and Bankruptcy cases. For Oregon, Idaho and Arizona we only handle Estate Planning matters.*
You will be able to video live stream the conference with your smart phone, Ipad or desktop computer. Fast and easy for you.
We send you a link that you click to join the conference. No special hardware required.
Video and voice available on my end. You can choose to also join by video OR you can simply join by voice. It’s your decision.
We help you Protect Your Family Tree
We also have a new video below where attorney Christopher A. Benson explains Probate and Estate Planning in 7 minutes. Click the video below to learn more:
5 Reasons Why We Are Your Best Choice:
1. Experience: Over the past 33 years, Mr. Benson has helped over 900 clients with their estate planning needs. Christopher A. Benson is rated as “9.5” by www.avvo.com among all lawyers in the United States. We have worked hard for many years to achieve that level of excellence and we are very proud of our national rating.
2. Great Customer Service: Our clients love working with us. Please look at our Customer Reviews page.
3. The Initial Consultation With Mr. Benson Is FREE! Therefore, it costs you nothing to find out your options and you can do it from the convenience of your home.
4. Convenience: Mr. Benson is admitted to practice law in Washington, Idaho, Oregon and Arizona and has office locations in all 4 states. The Law Offices of Christopher A. Benson offers you the option to meet with Mr. Benson in person OR we can handle everything over the telephone so that you never need to leave your house in order to get your plan done.
5. We provide you with a lot of free information and videos so that you can learn about Estate Planning. Watch the Short Videos below for additional Free Information about probate, trusts, powers of attorney and other related questions.
At some point, every person will need and use their estate planning documents. Estate Planning has very little to do with wealth. It is about providing you Peace of Mind knowing that you have taken care of the legal documents to help control the events that occur in everyone’s lifetime.
Please read the rest of this page for Free Information on how to get started. We are here to accomplish your goals and give you Peace of Mind starting today.
As we all know, things change over time and a lot of things improve.
For example, there was a time when cars did not have seat belts. Now, everyone knows that wearing a seat belt while driving in a car is a great idea and can prevent and/or reduce risk of injury.
The same is true concerning estate planning. Having a Will is a good idea. However, a Will by itself does not handle everything that comes up in a person’s life.
Most people also need a medical power of attorney, financial power of attorney HIPAA Health care release, Directive to Physicians and/or a Trust (if you want to avoid a Court Probate and/own real estate and or have a blended family and or a special needs beneficiary).
This is where preparing a complete estate plan comes in. You need all the legal tools because having only one tool won’t do every job. For most people, there is a better way to do things now.
It is easy to get your estate plan completed with our firm (just read our reviews). Give us a call and set up your free initial consultation: (253) 815-6940
You can click this link to send Chris a question.
You have car insurance. Why do you have car insurance?
The answer is that in case your car gets damaged or you or your family get injured in an accident, you have protection for you, your family and your car.
You have home owners insurance. Why do you have home owners insurance?
The answer is that in case something happens to your house, you have protection for you, your family and your home.
You may never need to use your car insurance. You may never need to use your homeowners insurance. But you keep paying for those things month after month, year after year, just in case you need to use it.
However, everyone will need to use their estate plan. At some point, everyone will need to use a Medical Power of Attorney, Health Care Directive or Will or Trust and it is more likely you will need to use a combination of all of above.
Then…shouldn’t you also have a plan in place that You know You will need and use to protect you, your family, and loved ones?
Since you are reading this….. You know that You need to get legal documents in place to take control of your life and make things easy to protect your family. Instead of worrying about it, why don’t you take a few minutes and solve it TODAY.
Unlike car and home insurance that you have to keep paying month after month in order to keep your protection, with Peace of Mind Estate Planning, it’s simply a one-time fee and your family is protected for the rest of your life. We make it all simple and easy.
At the Law Offices of Christopher A. Benson, we take care of preparation of all the legal documents you need to achieve Peace of Mind and put your estate plan together. Usually, all that is needed is a 45 minute to one hour consultation with you to discuss your current situation, your concerns and goals.
We will prepare the documents to transfer of any real estate that you may own in Arizona, Idaho, Oregon and Washington into your trust. We provide you detailed instructions going forward on how to handle the transfer of titled property such as vehicles and financial accounts.
We set you up for long term success and long term Peace of Mind for You and Your family.
Description- A revocable living trust is a contract that you make with yourself. Typically, you serve in 3 different roles: 1. The Settlor/Trustor: that is the person that creates trust. 2. The Trustee: That is the person that manages the trust assets; and 3. The Beneficiary: That is the people that entitled to receive gifts or distributions from the trust owned assets.
You control the trust and you have the benefit of the trust owned assets while your are alive.
A trust is actually quite simple. Essentially, you can put everything you own into a trust (with some limited exceptions like retirement plans such as IRA’s and 401K plans). In the case of a living trust, you will typically name yourself as trustee and name the heirs or beneficiaries of your choosing as the successor trustee. Upon your death, the successor trustee can distribute the property as you specified in the trust without the need to go through the probate process.
For example: John Doe owns a house and a car. John Doe creates a living trust and transfers ownership of the house and car into the trust during his life. The house and car are then owned by the John Doe Trust and John Doe is the trustee. John Doe has one daughter, Jane Doe, who he names as the successor trustee. Upon John Doe’s death, Jane Doe takes over as the successor trustee and distributes the house and the car to herself as John Doe directed in the trust.
Advantages-
The Law Offices of Christopher A. Benson takes care of preparation of a complete plan for you that is effective now and takes care of issues that may come up during your life as well in the event of your passing. A trust is simple to set up and we take care of preparing all the documents for your to create the trust and put a Peace of Mind Planning package together for you. A revocable living trust is cheaper in the long run because it can completely avoid the need for the probate process (assuming all creditors are known). In addition, trusts are very difficult to contest and prevent unintentional disinheriting along with other problems associated with joint ownership. If you own property in a different state, a living trust eliminates the need for probate in that state.
A living trust can be instantly transferred to another trustee should anything happen to you (see example above). A living trust is private; it is confidential and is not displayed in public records. A living trust allows you to appoint someone to maintain the trust property for young beneficiaries and minors. There is no need to hire a lawyer again when you want to distribute your estate. Living trusts also provide significant tax benefits.
Disadvantages-
Setting up the trust requires a fair amount of initial paperwork. However, our firm handles all the documents to prepare it for you. The initial consultation only takes about 45 minutes to an hour for most people. We set your delivery time up for the final documents during your initial meeting and usually only takes us about a week to get everything done. Its simple and fast for you. Setting up the trust also requires a transfer of ownership for all property you want to have in the trust (called “funding”). This sometimes includes titles for real estate, financial accounts etc. However, our firm takes care of the preparation of the deed to transfer real estate and any personal property. We also provide you with direction for transferring title to financial accounts as well. The only real drawback to a trust is that there is no cut-off date for creditors to bring claims against your trust and that you cannot designate a guardian for any minors through a living trust (However, this can be done quite easily in a “pour-over” will that is added to your trust).
Joint Tenancy with Right of Survivorship
Description- Joint tenancy with right of survivorship is the co-ownership of property, either real or personal, between the decedent and another person. Upon the death of the decedent, the co-owner becomes the sole-owner.
Advantages- There is no need to use the probate process to transfer property held in a joint tenancy.
Disadvantages- Property held in a joint tenancy is considered a non-probate asset; however, joint tenancy property is subject to the claims of creditors. In addition, the heir who receives full ownership of property held in a joint tenancy may lose several tax advantages.
Power of Attorney
Description- A power of attorney is a grant by one person to another person to act in their place for a particular purpose. For example, a special power of attorney can be used if you want someone else to be able to sell your house because you will be unavailable to sign sale documents. A durable power of attorney can be much broader an grant another person the authority to maintain and manage your finances and make medical treatment decisions for you in the event that you are incapacitated.
Advantages- A power of attorney can be tailored to your specific needs and wants with regard to granting another person the authority to act on your behalf.
Disadvantages- A power of attorney alone is an insufficient method of estate planning because the grant of authority in a power of attorney ends with the death of the decedent.
Top Financial Advisers such as Suzie Orman and Dave Ramsey highly recommend that people have the proper estate planning tools such as a revocable living trust, wills and powers of attorney.
As we all know, things change over time and a lot of things improve.
For example, there was a time when cars did not have seat belts. Now, everyone knows that wearing a seat belt while driving in a car is a great idea and can prevent and/or reduce risk of injury.
The same is true concerning estate planning. Having a Will is a good idea. However, a Will by itself does not handle everything that comes up in a person’s life.
Most people also need a medical power of attorney, financial power of attorney HIPAA Health care release, Directive to Physicians and/or a Trust (if you want to avoid a Court Probate and/own real estate and or have a blended family and or a special needs beneficiary).
This is where preparing a complete estate plan comes in. You need all the legal tools because having only one tool won’t do every job. For most people, there is a better way to do things now.
It is easy to get your estate plan completed with our firm (just read our reviews). Give us a call and set up your free initial consultation: (253) 815-6940 x 701.