Q: I have a collection judgment against me. Can I File Bankruptcy For the Judgement and the Interest?

Question: I have some collection judgments that were entered almost 10 years agao for $16,000. The interest on the judgment is now over $18,000. Can I file a bankruptcy and discharge all of it?

Answer from Christopher A. Benson:

As long as the underlying debt is not considered a “Non Dischargeable Debt” as defined by 11 U.S.C. 523 of the Bankruptcy Code , then the debt and all interest and attorney fees can be discharged in a Chapter 7 or Chapter 13 Bankruptcy.

The key factor for you will be whether you qualify to file a bankruptcy and if that is a good financial decision for you.

I highly recommend meeting with an experienced bankruptcy lawyer. I provide a free initial consultation to see if you qualify and also see what debts can be discharged in the bankruptcy case.

Christopher Benson

Recent Posts

Washington State Estate and Inheritance Tax: Your Answers Here

Washington State Estate and Inheritance Tax: Your Answers Here If you are searching Google for…

9 months ago

Debt Collection Statute of Limitations

Debt Collection Statute of Limitations: How long do creditors have to try to collect a…

1 year ago

Is a Will an Estate Plan?

Is a Will an Estate Plan? If you own real estate in Washington, it may…

2 years ago

What Is The Washington State Estate Tax Rate? Inheritance Tax?

What is the Washington state estate tax rate? Inheritance tax? A common question we receive…

2 years ago

Surviving Spouse Rights in Washington. Do I have to file a probate for my spouse?

Surviving Spouse Rights in Washington. Do I have to file a probate for my spouse?…

2 years ago

What to do if you have been served with a collection lawsuit?

A common question we get is "What to do if you have been served with…

2 years ago