Informational Blogs
We are pleased to announce that Christopher A. Benson and the Law Offices of Christopher A. Benson, PLLC has been awarded the 2013 Martindale-Hubbell Award for the highest Peer Review Rating among lawyers for Legal Ability and Ethical Standards. 137555_christopher_benson We take pride in helping people take control of their lives concerning a variety of issues such as Peace of…Read More
I meet with over 250 clients a year. Based on my observations, the following are the top 5 Reasons People File for Bankrutpcy Protection: 1. Lawsuit and Pending Garnishment. You got served with a lawsuit for some unpaid bill, didn't do anything about it and got a judgment against you. Now, the creditor is trying to collect by garnishing your…Read More
Most people come and see me about 6 months to a year too late. The reason is because people do not know what their rights are concerning bankruptcy and all the protections it provides. The purpose of bankruptcy is to protect people, allow them to get a fresh start and/or reorganize their financial situation so that they have an incentive…Read More
Here is the classic example of What Not To Do. Client X keeps their checking account and savings account at a credit union. Client X also has a car loan and credit card with the credit union and both have balances. Client X is struggling financially. So, client X "thinks" they are doing the right thing by calling the credit…Read More
We would like to thank everyone for the kind words and reviews that we have been receiving. We were rececently awarded AVVO.com's Client Choice Award for 2013. Lawyer Christopher Benson | Lawyer Bankruptcy Lawyer Christopher Benson | Lawyer Estate PlanningRead More
A new Court of Appeals case in Washington has continued the trend of "Buyer Beware" when it comes to the purchase of residential real estate in Washington. Attached is a link to the case Douglas v. Visser, 295 P.3d 800 (2013) so that you can read the facts of this case to better understand the context and the surprising court…Read More
Most people are aware that changes have been taking place concerning methods for people to save their homes. A major legal break through has occurred in Chapter 13 "house saver" bankruptcies that will help people in Washington to save their home. Who this law change helps: People that have 2nd Mortgages on their home where the value of their house is…Read More
Some people are under the misimpression that if a creditor reports to a credit reporting bureau that a debt has been "charged off" that the creditor (or assignee of the creditor) can no longer collect on the debt. This is false. The reporting of a "charge off" or the issuance of a 1099 by the creditor does not affect the creditor's…Read More
Foreclosure Fairness Act: Good News for Washington Homeowners who are Struggling to Make Payments on their Homes If you are falling behind on your mortgage payments and afraid of losing your home, you may be eligible for a new consumer-friendly program created by a new law recently passed in Washington state. The new law, known was the Foreclosure Fairness Act,…Read More
The Seattle Time has published an article on current loan modification statistics. Here is the link to the article: www.seattletimes.nwsource.com Over the past several months, we have observed that the attitude of major lenders has changed toward loan modifications. In late 2007 through 2008, lenders seemed to respond fairly well. However, in 2009 through 2010, lenders seem to be very…Read More