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Law Offices of Christopher A. Benson, PLLC

Informational Blogs

  • By: Christopher Benson
  • Published: October 4, 2017

It is all relative to your situation. When you’re deep in debt, you’re constantly under stress that never lets up. Creditors may be calling your home, cell phone, or your employer. You may be getting threatening letters or emails. Filing either a Chapter 13 bankruptcy or a Chapter 7 bankruptcy will stop the garnishment and creditor collection calls. But when…Read More

  • By: Christopher Benson
  • Published: September 20, 2017

The hardest part about finding out your options when meeting with a bankruptcy lawyer is making the phone call to schedule your appointment and then showing up. When we meet in person, I will ask you the important questions and we discuss the big picture and your goals. I will give you a checklist of things you actually need to…Read More

  • By: Christopher Benson
  • Published: September 19, 2017

In general, filing Chapter 7 or 13 will stop judgments from being enforced against you, including debt, liabilities, and car accidents. Filing bankruptcy can stop garnishments as well. When you file a bankruptcy, you are asking the Court to discharge your debts. However, not all debts can or will be discharged. Also, if you own real estate and you have…Read More

  • By: Christopher Benson
  • Published: September 19, 2017

Bankruptcy lawyers Christopher A. Benson, PLLC. Chapter 7 and Chapter 13 bankruptcy laws are designed to provide people protection from creditors in order to give people an incentive to go to work, pay income taxes and support their families. Sometimes things happen in a person's life that cause a disruption of cash flow or unexpected expenses such as medical bills…Read More

  • By: Christopher Benson
  • Published: September 11, 2017

Sometimes "life happens." You miss a few car payments and your car gets repossessed. The problem is that when you surrender the property, a few things happen. The lender takes the car back, charges you more fees and sells the car at a discounted price through an auction. If the car does not sell for enough money to pay the…Read More

  • By: Christopher Benson
  • Published: September 5, 2017

A common question I am asked is "How does filing bankruptcy stop a wage garnishment?" One of the many purposes of the bankruptcy law is to protect people for aggressive creditor collection efforts. The Bankruptcy Court recognizes that people need money for housing, food, clothing and daily living expenses. If one creditor is taking 25% of a person's gross income,…Read More

  • By: Christopher Benson
  • Published: August 31, 2017

The short answer is yes; however, there are some additional factors. We offer a free initial consultation to find out your options and develop a plan to handle all of your financial debt. A statute of limitation is a legal deadline that sets a period of time after which you cannot act on it. Debt that is un-collectable because a creditor…Read More

  • By: Christopher Benson
  • Published: August 30, 2017

Sometimes people experience unexpected medical expenses that they cannot afford at the time they need medical treatment. If you don't pay your medical bills, then frequently the bills get turned over to a collection agency. If the collection agency does not think that you are making a "good enough" effort to pay "fast enough," then they hire a lawyer to file…Read More

  • By: Christopher Benson
  • Published: June 23, 2017

What is a Power of Attorney and Can It Expire? On January 1, 2017, the State of Washington implemented new laws concerning many different types of Powers of Attorney and specific directions that can be added or limited. If you do not have a Power of Attorney, your timing is good because now would be a great time to get…Read More

  • By: Christopher Benson
  • Published: June 22, 2017

Common Question: Do I have to file a probate if my spouse or parent dies in Washington? The short answer is “Yes” unless the following applies: The Assets of the deceased are in a trust; or The Assets of the deceased are held as joint tenants with the right of survivorship (property merely held as community property doesn’t count as will be explained…Read More

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