When a couple has joint accounts, both spouses are not required to file bankruptcy—one spouse can still file for bankruptcy as an individual. The non-filing spouse may still benefit from speaking with a bankruptcy attorney. All community income, assets and liabilities need to be listed in the bankruptcy even if only one spouse filed bankruptcy. When you decided to become…Read More

The simple answer is: It is all relevant and unique to each person's situation. If you are behind on your bills, in collection or getting your wages garnished, then filing a bankruptcy to stop the craziness and get some breathing space may be a great idea for you. Here is the good news: we offer a free consultation to find…Read More

There are Five main factors that influence whether an individual can or should file Chapter 7 or Chapter 13 bankruptcy: Are you getting your wages or bank account garnished, your income level, the type of debt you owe, how much property you own, and if you are at risk of losing vital services, like power, shelter, or transportation. First, your…Read More

This post is to provide notice to all of our clients and friends that there is a huge telephone scam going on across the country. Please share it with your friends. Here is the set up: An automated voice calls you and says " This is X from the IRS. The IRS is preparing to file a lawsuit against you…Read More

Planning Your Estate: Start the ConversationPlanning your estate starts with three key questions about beneficiaries, finances and medical decisions. These questions create the foundation of documents such as living wills, medical directives, and trusts.Before you begin your estate planning, answer these three important questions:Whom do you want to inherit your assets? The answer to this question can and will change…Read More

Estate Plan: Start With a ConsultationThe key is to take the first step and meet with an experienced estate planning attorney. Our firm offers a free initial consultation in person or over the telephone for your convenience. From there, we can guide you through the process quickly and efficiently.For most people, estate planning has very little to do with wealth.…Read More

Things have changed financially in your life. What can you do to create a game plan to solve it? One approach that people attempt to take is ignore the problem and hope it goes away. However, as people quickly find out, ignoring a financial problem does not help. In fact, the longer you wait to solve it, the worse it gets.…Read More

One big hurdle to bankruptcy for some individuals is their cosigner. If you weren’t able to secure a loan on your own for a home or car, or if you cosigned with a spouse, then that cosigner is held liable for the debt in a Chapter 7 bankruptcy. Chapter 7 Discharge And Cosigner Liability A Chapter 7 discharge generally ends…Read More

When should you review your trust and will? Changes in your life or in the law may call for an estate planning update. 5 Reasons to Review Your Trust and Will Major changes in your financial situation. You can make changes to your will or trust that will help minimize the financial impact of newfound success. If you have a…Read More

Estate Planning For Parents Who Have Special Needs Children Who Receive Government Benefits is important and can be handled with a Special Needs Trust for the benefit of the child. We offer a free initial consultation for new estate planning clients. Planning for Your Child’s Future Care Most people are concerned about providing for their children, but when you have special-needs…Read More