Things have changed financially in your life. What can you do to create a game plan to solve it?
One approach that people attempt to take is ignore the problem and hope it goes away. However, as people quickly find out, ignoring a financial problem does not help. In fact, the longer you wait to solve it, the worse it gets.
Your creditors are not going to just “forget about it.” We had one client get sued by his doctor over an unpaid balance of $8.50. That is $8. Not $800 or $8,000. I mean $8. Well that $8 unpaid balance turned into over $1,100 with attorney fees and collection costs. In Washington, judgments are good for 10 years and can be renewed for an additional 10 years.
So, in today’s World, if your doctor will sue you over $8, then the rest of your creditors will probably not “forget about you” either.
Bankruptcy is a Federal Law put in place for the express purpose of helping people make a new start when events have put them in debt that they cannot get out on their own. There are limits to what bankruptcy can and can’t do, so let’s look at what bankruptcy does:
Over the past 32 years, the Law Offices of Christopher A. Benson has helped over 2,300 of Washington clients take control of their financial situation. We can stop your garnishment and change your monthly payments for all your combined unsecured debt, and if you have had more than $600 garnished within the last 90 days, we can get all of the money back in most cases. But you have to act quickly–call (253) 815-6940 for your free consultation, or email us today. Evening and weekend appointments available.