Informational Blogs

If you cannot pay all of your living expenses on time on a regular basis, you probably should meet with a bankruptcy lawyer as soon as possible to analyze your financial situation and find out your options. If you have accounts in collections or your are getting your wages garnished, the sooner you find out your options, the better. There…Read More

The short answer is "Yes" for most people. Chapter 13 bankruptcy typically provides a global solution to your financial situation for the vast majority of people. Financial problems don't "go away" by themselves. But, there are effective tools for you to take control of your financial situation and set you up for a fresh start and success going forward. If…Read More

When you file for Chapter 7 or Chapter 13 bankruptcy, there is a federally mandated requirement that you undergo credit counseling and debt education courses before and after your filing. The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 required all filers to get courses through government-approved credit counseling agencies. However, that stamp of approval doesn’t mean all counselors are…Read More

An adversary proceeding is a lawsuit filed within a bankruptcy. It’s filed when someone in the process, such as the trustee, the creditors, or the filer, has a complaint with another party to the bankruptcy. It could be because one party thinks another party has violated the rules, or because one party believes they should not be held liable for…Read More

Finding a good bankruptcy lawyer is paramount to a good outcome in your bankruptcy case. An ideal outcome in a bankruptcy case would be getting as much debt relief as possible while getting to keep as many of your assets as possible. Your goal is to find the best experienced bankruptcy lawyer for You....Your goal should not be finding a lawyer who…Read More

The automatic stay is a bankruptcy protection that "puts the brakes on" so that creditors have to stop all collection efforts so that the Debtor (person filing bankruptcy) and the Bankruptcy Trustee have an opportunity to have a more time to evaluate the financial situation. When you file for bankruptcy, the automatic stay freezes collections activities in order to give…Read More

In a bankruptcy filing, you have a say in what you’d like to do with the debts you’ve listed in your filing. You must list all your debts, since the trustee needs to get an accurate picture of your financial obligations in order to do his or her job properly. You must list all your debts in bankruptcy, but you…Read More

There are 2 obvious reasons: A Chapter 13 is a great solution to stop wage garnishments. A Chapter 13 is a great solution to stop foreclosure on your house, save the house and cure the missed payments over time. There are four main factors that influence whether an individual can or should file Chapter 7 or Chapter 13 bankruptcy: your…Read More

Filing for bankruptcy can be a huge relief. The automatic stay protects you from collections activities, and you get a break from stressing out about debt and how to get all your bills paid every month. The creditors finally stop calling. You can keep your utilities on. The one thing that can wreck your calm in this moment is making…Read More

Fortunately and unfortunately at the same time, the Internet is a big place. Today, our firm received 2 phone calls from 2 different people in 2 different States presenting the following fact pattern: Apparently someone is randomly calling people and claiming to be attorney "Christopher Benson." The caller tells the recipient that a relative has been arrested. The caller tells…Read More