When filing bankruptcy, you are required to have an attorney to represent your corporation or partnership. But if you are filing Chapter 7 or 13 bankruptcy as an individual, it is permissible to file on your own. It’s called Pro Se bankruptcy. But, it is a good idea?
I’ve flown as a passenger on an airplane many times. It doesn’t look too hard. You just sit in the cockpit on the left hand side, push the throttle levers all the way forward and when you think you are going fast enough, you just pull the steering wheel in front of you back and….whoosh… off you go into the wild blue yonder. Then you just steer the thing in the direction you want to go. Landing looks a little tricky, but, we will just figure that out when we get there.
Personally, I don’t want to take that chance. Therefore, I buy a ticket and pay someone who knows what they are doing to get me there quickly and better yet….safely.
Here are five very good reason that you should not attempt to file a bankruptcy on your own.
Pro Se bankruptcies have a 50 percent failure rate. Success isn’t impossible, but it’s not probable, either.
Why take the chance when you can meet with an experienced bankruptcy lawyer for free to find out your options?
If you are already having financial problems, why would you risk making things worse and causing more difficulty in your life? Attempting to file a bankruptcy on your own just does not make any sense.
Over the past 22 years, the Law Offices of Christopher A. Benson has helped over 2,300 of Washington clients take control of their financial situation. We can stop your garnishment and change your monthly payments for all your combined unsecured debt, and if you have had more than $600 garnished within the last 90 days, we can get all of the money back in most cases. But you have to act quickly–call (253) 815-6940 for your free consultation, or email us today. Evening and weekend appointments available.
About the Author
Chris served on the Board of Directors for Habitat for Humanity
Seattle/S. King County for 10 years and served as Vice President
of the organization during part of that time. Read More