Garnishment, Bankruptcy & Foreclosure

Chapter 13 Bankruptcy Allows Homeowners 36 months to cure past due house payments Bankruptcy Attorney Federal Way Auburn Lake Tapps Bonney Lake Puyallup Tacoma Seattle Over the past few months, many people have tried to modify their existing home loans. Unfortunately, most people have run into long delays concerning their lender. People are under the impression that if they stop…Read More

Some people are involved in automobile collisions at a time when they do not have current car insurance. In Washington, an insurance company can have your license suspended if there is a claim against you and you did not have insurance at the time of the collision. Filing for Chapter 7 or Chapter 13 Bankruptcy protection is a way to…Read More

There are a few misconceptions about the interplay of IRS Taxes and Bankruptcy. A. IRS Taxes are dischargeable in bankruptcy if a 3-Part Test can be satisfied: If the taxes owed are for a taxable year more than 3 years from the date of filing bankruptcy; and The tax return has actually been filed for at least 2 years prior…Read More

Creditors have been extremely aggressive in serving lawsuit quickly (but not necessarily filing them in Court). This is explained below. In Washington, if you receive a summons and complaint, you only have 20 days to file a Notice of Appearance and Answer to the Complaint FROM THE DAY IT IS SERVED UPON YOU. If you don't do it in the correct…Read More

No one "plans" on losing their job. It always catches everyone by surprise. The key is that you have to take the steps to protect yourself and make smart financial decisions when it happens to you. The Court looks at your previous 6 months of income from all sources for the purpose of evaluating whether you qualify for bankruptcy protection…Read More