Sometimes people experience unexpected medical expenses that they cannot afford at the time they need medical treatment. If you don’t pay your medical bills, then frequently the bills get turned over to a collection agency. If the collection agency does not think that you are making a “good enough” effort to pay “fast enough,” then they hire a lawyer to file a lawsuit for the unpaid medical bills and garnish your wages.
In Washington State, a creditor can garnish 25% of your Gross wages when they are granted a judgment against you. That can make it really tough to pay for housing expenses, food and other monthly expenses.
Here is the good news: When you file for bankruptcy, you receive a protection from creditors called the automatic stay. The automatic stay protects you from collection activities, including phone calls, repossession, foreclosure, and wage garnishment, through the conclusion of the bankruptcy process.
If you are getting garnished for unpaid medical bills, we can help. You can file a Chapter 13 bankruptcy, stop the garnishment and have more money to live on each month.
Call Now. I offer a free initial consultation to find out your options. Give me a call and we will figure out a solution to your financial situation.
Over the past 25 years, the Law Offices of Christopher A. Benson has helped over 3,000 of Washington clients take control of their financial situation. We can stop your garnishment and change your monthly payments for all your combined unsecured debt, and if you have had more than $600 garnished within the last 90 days, we can get all of the money back in most cases. But you have to act quickly–call (253) 815-6940 for your free consultation, or email us today. Evening and weekend appointments available.
About the Author
Chris served on the Board of Directors for Habitat for Humanity
Seattle/S. King County for 10 years and served as Vice President
of the organization during part of that time. Read More