You are a do-it-yourselfer. You do your own taxes. Home Depot is your favorite store. So when it comes to bankruptcy, can you really do it yourself? Although businesses and individuals filing for Chapter 11 bankruptcy must have representation, it is possible to file Chapters 7 and 13 yourself.
It is also possible for you to fly your own airplane without any training or practice. The landing might be a little tricky, but, you can figure that out when the time is right.
It is also possible for you to stand in the middle of the freeway at night wearing dark clothes in a rainstorm with your eyes closed.
There is a a big difference between what you “can” do and what is a good idea.
But what are the pros and cons of filing bankruptcy yourself?
Pros of filing bankruptcy without an Attorney:
That completes the list of benefits of filing a bankruptcy on your own. Now let’s look at some of the risks of filing without an attorney:
Cons of filing bankruptcy without an Attorney:
Here is the reality, the cost of hiring an experienced bankruptcy lawyer is minimal compared to the financial relief your will actually receive when your case is handled right. Hiring an experienced bankruptcy attorney saves you time because the attorney will efficiently guide you through the process. Hiring an experienced bankruptcy attorney will make sure that your rights are protected so that you can get a fresh start.
Over the past 23 years, the Law Offices of Christopher A. Benson has helped over 2,300 of Washington clients take control of their financial situation. We can stop your garnishment and change your monthly payments for all your combined unsecured debt, and if you have had more than $600 garnished within the last 90 days, we can get all of the money back in most cases. But you have to act quickly–call (253) 815-6940 for your free consultation, or email us today. Evening and weekend appointments available.
About the Author
Chris served on the Board of Directors for Habitat for Humanity
Seattle/S. King County for 10 years and served as Vice President
of the organization during part of that time. Read More