Informational Blogs
There are Five main factors that influence whether an individual can or should file Chapter 7 or Chapter 13 bankruptcy: Are you getting your wages or bank account garnished, your income level, the type of debt you owe, how much property you own, and if you are at risk of losing vital services, like power, shelter, or transportation. First, your…Read More
This post is to provide notice to all of our clients and friends that there is a huge telephone scam going on across the country. Please share it with your friends. Here is the set up: An automated voice calls you and says " This is X from the IRS. The IRS is preparing to file a lawsuit against you…Read More
You can’t plan an estate, make a will, or establish a trust without answering three key questions. These questions create the foundation of documents such as living wills, medical directives, and trusts. Before you begin your estate planning, answer these three important questions: Whom do you want to inherit your assets? The answer to this question can and will change…Read More
The key is to take the first step and meet with an experienced estate planning attorney. Our firm offers a free initial consultation in person or over the telephone for your convenience. From there, we can guide you through the process quickly and efficiently. For most people, estate planning has very little to do with wealth. Estate Planning has to…Read More
Things have changed financially in your life. What can you do to create a game plan to solve it? One approach that people attempt to take is ignore the problem and hope it goes away. However, as people quickly find out, ignoring a financial problem does not help. In fact, the longer you wait to solve it, the worse it gets.…Read More
One big hurdle to bankruptcy for some individuals is their cosigner. If you weren’t able to secure a loan on your own for a home or car, or if you cosigned with a spouse, then that cosigner is held liable for the debt in a Chapter 7 bankruptcy. Chapter 7 bankruptcy eliminates most debt in the form of a discharge,…Read More
Once you have a will or trust on file, you may think you are done with future estate planning. However, there are several circumstances that have nothing to do with you, and a few that do that could necessitate a change. Here are five (5) reason that should cause you to update your estate Planning: Major changes in your financial…Read More
Estate Planning For Parents Who Have Special Needs Children Who Receive Government Benefits is important and can be handled with a Special Needs Trust for the benefit of the child. We offer a free initial consultation for new estate planning clients. Most people are concerned about providing for their children, but when you have special-needs children, it goes beyond just providing…Read More
I meet with over 250 clients a year. Based on my observations, the following are the top 6 Situations where bankruptcy protection is helpful to get your financial life under control: 1. Lawsuit and Pending Garnishment. You got served with a lawsuit for some unpaid bill, didn’t do anything about it and got a judgment against you. Now, the creditor…Read More
More than half of all marriages end in divorce, and 75 percent of those who end up divorced will remarry. Research indicates that 65 percent of these relationships will result in more children. Today, 40 percent of adults have at least one step-relative. Therefore, when your life changes, your estate planning goals change as well. Over the past few years,…Read More