Garnishment, Bankruptcy & Foreclosure
If a creditor is garnishing your wages, filing bankruptcy stops it immediately. It also stops interest from accruing on unsecured debt, stops the creditor from charging you additional attorney/collection fees and stops creditor phone calls/letters. There are several steps to accurately preparing and filing your case. However, our firm files these cases and stop garnishments on a daily/weekly basis. As…Read More
One of the benefits of filing for bankruptcy is that creditors can no longer contact you in any way, shape or form, to collect debt. It doesn’t matter how much you owe or for how long you’ve owed it, once you file for bankruptcy protection, you’re off limits to collectors. In fact, if a creditor violates the automatic stay, you…Read More
If you work for the military or a military contractor, you may know that your security clearance can be affected by your credit score. So how can bankruptcy affect your security clearance? First, there is nothing that demands that your security clearance be altered automatically because of a bankruptcy. Each clearance is examined on a case-by-case basis. Your credit history will…Read More
The top causes of personal bankruptcy, according to Investopedia, are medical bills, job loss, excess reliance on credit, divorce and unexpected expenses. A study by Harvard University found that more than 60 percent of bankruptcies are due to unexpected medical costs, and it’s not just the uninsured that are at risk. Many of those who file for bankruptcy due to medical…Read More
Sometimes bankruptcy can be the best thing to provide a complete solution to solve your financial situation. It stops harassment from creditors, it stops the worry about ballooning debt, and it gives you a way to start fresh. The Bankruptcy Code was created for a very good reason: To give people a break when they need it the most in…Read More
If you’re thinking of filing for personal bankruptcy, the first thing you need to figure out is which type to file. The best thing to do is schedule a free bankruptcy consultation with an experienced bankruptcy lawyer. There are Six Different Types of Bankruptcy, However, there are typically two different types of bankruptcy that apply to most people, and they…Read More
The purpose of bankruptcy is to help you get a fresh start, provide you with an incentive to work, earn money, pay taxes and take care of your family. Part of that purpose is rebuilding your credit after your bankruptcy case is over. When it comes to rebuilding your credit, bankruptcy isn’t any harder to overcome than foreclosure, short sale…Read More
A common question we receive concerns the situation where someone has been married for a short period of time and has separate debts that they need to handle. The questions is "Can I be married and file a bankruptcy on my own?" The short answer is "Yes." Every week we have people that are married file a separate bankruptcy for…Read More
A common question is: How Much Debt Do I Need To Have in order to file for bankruptcy? The answer is simple: It is all relative to your family income and living expenses. If you cannot pay your living expenses and keep up with your bills, then bankruptcy may be a great financial solution for you. We have a wide…Read More
I meet with over 250 clients a year. Based on my observations, the following are the top 5 Reasons People Need Bankruptcy Protection. We are here to put a plan together for you to take control of your financial situation. Our clients love working with us. Check out our client reviews. 1. Lawsuit and Pending Garnishment. You got served with…Read More