It is all relative to your situation. When you’re deep in debt, you’re constantly under stress that never lets up. Creditors may be calling your home, cell phone, or your employer. You may be getting threatening letters or emails. Filing either a Chapter 13 bankruptcy or a Chapter 7 bankruptcy will stop the garnishment and creditor collection calls. But when…Read More

Bankruptcy lawyers Christopher A. Benson, PLLC. Chapter 7 and Chapter 13 bankruptcy laws are designed to provide people protection from creditors in order to give people an incentive to go to work, pay income taxes and support their families. Sometimes things happen in a person's life that cause a disruption of cash flow or unexpected expenses such as medical bills…Read More

Sometimes "life happens." You miss a few car payments and your car gets repossessed. The problem is that when you surrender the property, a few things happen. The lender takes the car back, charges you more fees and sells the car at a discounted price through an auction. If the car does not sell for enough money to pay the…Read More

Updated October 21, 2026 A common question I am asked is, “Will bankruptcy stop a garnishment on a judgment against me?” Filing Chapter 13 generally starts an automatic stay that stops many wage garnishments for debts owed before filing. But the type of debt, any earlier bankruptcy cases and the timing matter. A consultation alone does not start that protection.…Read More

The short answer is yes; however, there are some additional factors. We offer a free initial consultation to find out your options and develop a plan to handle all of your financial debt. A statute of limitation is a legal deadline that sets a period of time after which you cannot act on it. Debt that is un-collectable because a creditor…Read More

Medical bill garnishment in Washington Sometimes people experience unexpected medical expenses that they cannot afford at the time they need medical treatment. If you don't pay your medical bills, then frequently the bills get turned over to a collection agency. If the collection agency does not think that you are making a "good enough" effort to pay "fast enough," then they…Read More

How to stop a wage garnishment in Washington Federal Way, Tacoma, Fife, Puyallup, Lake Tapps, Auburn, Kent. Christopher A. Benson has an Avvo rating of 10.0. Washington wage garnishment limits A wage garnishment can make it difficult to pay rent, groceries and other bills. In Washington, the amount protected from garnishment depends on the type of debt and statutory exemptions.…Read More

When a couple has joint accounts, both spouses are not required to file bankruptcy—one spouse can still file for bankruptcy as an individual. The non-filing spouse may still benefit from speaking with a bankruptcy attorney. All community income, assets and liabilities need to be listed in the bankruptcy even if only one spouse filed bankruptcy. When you decided to become…Read More

The simple answer is: It is all relevant and unique to each person's situation. If you are behind on your bills, in collection or getting your wages garnished, then filing a bankruptcy to stop the craziness and get some breathing space may be a great idea for you. Here is the good news: we offer a free consultation to find…Read More

There are Five main factors that influence whether an individual can or should file Chapter 7 or Chapter 13 bankruptcy: Are you getting your wages or bank account garnished, your income level, the type of debt you owe, how much property you own, and if you are at risk of losing vital services, like power, shelter, or transportation. First, your…Read More